- Spend less on food
- Cook at home instead of eating out
- Cook from scratch rather than eating premade dinners
- Take your lunch to work
- Grocery shop with a list and stick to it
- Don't shop while you're hungry
- Cut your transportation costs
- Buy the right gas for your car (87/89/93)
- Get your car serviced regularly to optimize gas mileage
- Run all your errands in a single trip
- Avoid unncessary driving
- Carpool
- Trade your SUV for a cheaper, more gas-friendly car
- Telecommute if your employer will allow it
- Reduce what you spend on clothes
- Forget about designer labels
- Get trend-proof clothes
- Wear layers in the winter instead of buying new sweaters
- Don't forget sales racks, thrift, and consignment
- Launder your clothes appropriately to get longer wear
- Avoid dry clean only labels
- Be entertained for less
- Cancel movie subscriptions like Netflix or Blockbuster
- Exchange movies with friends instead of renting
- Catch movies on cable instead of going out
- Books: Use the library instead of buying new books
- Music: Purchase a song or two through Amazon or iTunes instead of purchasing an entire album
- Have game night with family and friends
- Move to an apartment with lower rent
- Refinance your mortgage for a lower interest rate
- Get a roommate (or two)
- Cut your cable/satellite cost
- Cancel premium channel subscriptions
- Go basic
- Nix pay-per-view and movies on demand
- Ask for a promotional rate
- Cut it off entirely
- Lower your phone bill(s)
- Use your cell phone as your primary phone
- Get free long distance
- Bundle your phone with your cable and internet
- Ask for a promotional rate
- Get the right minute plan for your cell phone
- Turn off unnecessary features, even if you have to talk or text less
- Stick with the pre-installed ringtones instead of downloading new ones
- Lower your utility bills
Sabtu, 08 November 2008
how to save money
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